Saving Money When Traveling

So, I just got back from a wedding in Georgia and so I thought I would write a post on how to save money when you are traveling. I have already talked about saving on gas and saving when you go out to eat, and since I don’t fly very often I don’t know how to save on airline tickets. However, the most money saving thing we did this weekend was to plan, plan, plan. Such as, instead of stopping to eat along the way, I brought along enough (non-perishable) snacks to last us the drive there and back, this way we would save time, gas and money. We also planned out our trip so that we wouldn’t hit a lot of traffic, like driving at night.

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Saving Money When Eating Out

I have decided to post a new tip each Tuesday on easy things that anyone can do to save money. This Tuesday I thought I’d share with you how our family saves money when we go out to eat. Since we have started trying to set aside more money for savings, we have less to spend on things like going out to eat. However, this does not mean we going to stop eating out. There are lots of ways to eat out for cheap and even free! Continue reading

Calculating Savings

Does anyone have any ideas on the best way to calculate your savings? I am trying to figure out the best way for me to calculate my family’s savings and I am conflicted. How exact do I need to be? To the penny? Do I need to make a spread sheet or is there a program out there that could do it for me? Should I break down each receipt if I buy items that should be in separate categories (example: buying diapers when I’m at Walmart picking up food for the week)?

Setting a Budget (update)

I have just finished setting up an account with Mint.com and am working on setting up my budget and some goals. So far Mint.com looks like a very helpful tool to keep us on track. It has even pointed out to me that my bank is charging me an unnecessary fee. I didn’t even know I was being charged!  I will set up an account with Manilla.com tomorrow. After a few days I’ll give you an update and let you know how I like them.

Setting a Budget

I am currently trying to figure out a better system for organizing our family’s expenses. We have goals of what we want to spend, but that’s it. We haven’t done much about them. I decided that I needed to go through all our expenses and figure out where everything is going and if there was any place that we could be saving money. I didn’t want to pay for a fancy budget system so I decided to look around for a cheaper option. I found Mint.com and Manilla.com which are free (you can’t beat free!) and did a little bit of research to find out if they would keep my bank information safe. They seem to be a safe sites so I am going to set up an account with both. It looks like Manilla.com is a site that will keep track of your bills and Mint.com is a site that will help you set up your budget. Both sound like useful tools to me.  I’ll let you know in a couple days if they end up working for me. Have any of you used these sites? If so, what are your thoughts on them?